Updated 6-2017
Thank you for your interest in SASid, Inc., InsuranceTPA.com, Inc., and any of our online insurance marketplaces, and our other websites where we post this document as the applicable Privacy Policy, along with any related websites, networks, applications, insurance agent and representative services, and communication channels (including online chat and telephone call centers), and other services provided by us. This Privacy Policy discloses the privacy practices for our Services regardless of how you access or use them.
You can learn about our commitment to privacy and how information is collected, used, and disclosed in the SASid and InsuranceTPA.com Privacy Policy below.
If you have questions or concerns regarding our privacy or practices, please contact us at [email protected] If you have any additional questions about how we safeguard your information, call us at 800-279-2290.
SASid and InsuranceTPA.com Privacy Policy
We are strongly committed to protecting your privacy. To serve as your licensed insurance agent and administrator, we will ask you to provide us with personal information about you. We use your personal information to help you find and, if you choose to do so, apply for insurance and other products that may be of interest to you and your family. We only use and disclose your personal information in accordance with our privacy policy. Additionally, we use industry-leading technologies to ensure the security and confidentiality of the personal information you provide us. Throughout this policy, we refer to information that can identify you as a specific individual, such as your name, phone number, email address, Social Security number or credit card number, as "personal information".
Further, personal information includes any information about your health or medical history that you may provide us in a health insurance application or any financial or other sensitive personal information that you may provide us in an application to obtain an advanced premium tax credit (or "subsidy") determination from the government. If you provide information directly to one of our partners or any other third party, then your information would be governed by such other party's privacy policy.
Web Site Privacy Policy
This is the privacy policy ("Privacy Policy") for SASid registered websites (the "Site"). This Privacy Policy sets forth our policies regarding the collection, use and disclosure of certain information relating to your use of the Site. Your use of this Site signifies your understanding and acceptance of the terms of this Privacy Policy.
This Privacy Policy is incorporated into, and part of, the Terms and Conditions, which govern your use of the Site in general.
Age Requirement for Use of Site: This Site is not intended for use by persons under the age of 18 years old. You must be 18 years old or older to provide any personal information to the Site, or to us through the Site.
Domicile Requirement for Use of the Site: You represent and warrant that you are domiciled in the United States.
1. Collecting Information:
Personally Identifiable Information
The Site may request and collect certain personally identifiable information including, but not limited to, Application Data and other personal information contained in User Submissions, through various means such as online forms, online applications, e-mail and comments submitted to the Site. Such information collected through the Site may include financial information, health-related information, and other sensitive information.
Other than as set forth in this Privacy Policy, and unless given permission by you to do so, we will not sell or disclose your personally identifiable information to third parties.
Non-Personally Identifiable Information
We may also collect certain non-personally identifiable information via the Site, such as Site usage activity and preferences, also known as demographic or profile data.
Why must you give so much personal information?
Insurance companies establish their rates using a variety of criteria. Since we deal with various companies, we must ask you questions required by all of them to determine the most competitive match for you.
NOTICE OF CONSUMER REPORT PRACTICES
IMPORTANT: All proposed named insured's listed on this application must be made aware of the following:
In some cases, insurance companies may need to obtain additional background information about you. As an example Consumer reports may be ordered in connection with your insurance application. These reports provide information that may assist in determining your eligibility for insurance and the price you may be charged. Consumer reports may also be used for updates, renewals or extensions of this insurance. The insurance company may also obtain and use a credit-based insurance score based on information contained in your credit report. The insurance company may use a third party in connection with the development of the insurance score.
Site Technology
As with many Web sites, we may use "cookies" and/or other technology (e.g., web bugs, e-mail bugs, clear GIFs, web beacons and tracker GIFs) in the Site or in our communications with you to enhance the functionality of the Site and to make your transactions and other activities more convenient and efficient (collectively, "Tracking Technologies"). These technologies may vary, but in some cases may involve a small file stored locally on the computer used to access the Site, and may be used by us to store and collect information relating to your viewing and use of the Site and our correspondences with you. You may set your web browser software not to accept cookies, but, if so, certain functionality of the Site may be affected. We may collect your IP (Internet Protocol) address to help diagnose problems with our server, administer our Site and identify our users. We may also use such technologies to remember user preferences or minimize the need for you to re-enter information.
Third parties (including, but not limited to, software vendors, advertisers and fulfillment companies) may also use Tracking Technologies by or through the Site. We have no control over what information such third parties track or collect, and we have no responsibility or liability for any tracking, data collection or other activities of such third parties.
2. Usage and Sharing:
We use information collected on and through this Site for a variety of purposes in the course of business and as otherwise set forth herein. For example, such information may be used to process your applications to receive quotations or to send you information about our and our affiliates' products and services and other information and materials that may be of interest to you. This information may also be used to evaluate what portions of the Site are more popular than others, determine where visitors came from, where they go, and how long they stay on a particular page, or the Site in general. We may match information collected from you through different means or at different times, and use such information along with information obtained from other sources, including third parties.
Application Data may be forwarded to insurance agents, discount program representatives, brokers and/or companies who may contact you with a quote by email, telephone, postal mail or other forms of communication. We are not responsible, and shall not be liable, if an agent, broker, discount program representative or company to whom we forward your Application Data violates our Privacy Policy or their own privacy policy, if any.
We may disclose your personal information to companies that perform technology or marketing services for us for their use in performing such services. We may transfer, sell or assign aggregate, non-personally identifiable information about Site usage to third parties. We may transfer, sell or assign personal information to third parties as a result of a sale of all or substantially all of our assets relating to this portion of our business or in connection with a merger, consolidation, change in control, reorganization or liquidation. We also reserve the right to disclose any information concerning you if required by law or to protect or defend our rights or the rights or well-being of our users or if you are involved (or are reasonably suspected to be involved) in any illegal activity, even without a subpoena, warrant or court order.
3. Opt-Out:
If you would like to opt not to receive promotional or marketing material from us in the future, please send an e-mail to [email protected]. However, your option not to receive promotional and marketing material: (a) shall not preclude us from corresponding with you, by e-mail or otherwise, regarding your existing or past relationship with us (e.g., your pending or past applications or our responses to questions or inquiries you pose to us), and (b) shall not preclude us, including our employees, contractors, agents and other representatives, from accessing and viewing your personal information in the course of maintaining and improving the Site.
4. Security:
The application form on the Site supports encryption to help protect the security of your transfer of data to the Site. Although we will take all reasonable security precautions regarding information stored on the Site, due to the open nature of the Internet, we cannot guarantee that any information stored on our servers, or transmitted to or from a user, will be free from unauthorized access, and we disclaim any liability for any theft or loss of, unauthorized access or damage to, or interception of any data or communications. By using the Site, you acknowledge that you understand and agree to assume these risks.
5. Consent to Processing:
By providing any personal information to this Site, you fully understand and unambiguously consent to the transfer of such personal information to, and the collection and processing of such personal information in, the United States and other countries or territories.
By submitting this information you are authorizing Brokers, Agents, discount program representatives and/or Insurance Professionals in the SASid network to contact you directly with quotes via telephone, auto-call, text message, fax, and email, regardless of the presence of your phone number(s) on any local or national do not call list.
6. Your Acceptance of this Policy:
By using this Site, you signify your acceptance of our Privacy Policy. If you do not agree to this policy, please do not use our Site. We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time so visitors are encouraged to review this policy from time to time. Your continued use of our Site following the posting of changes to these terms means you accept these changes.
7. Links
This Web site contains links to other sites. Please be aware that we, SASid, Inc., are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.
8. Security
We always strive to maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to protect your nonpublic personal information.
9. Do Not Call Policy
SASid, Inc. is committed to honoring the requests of its current and prospective customers. In support of this commitment and pursuant to regulations set forth by the Federal Communications Commission, we have adopted the following policy. This policy statement is being provided to our customers and visitors to our internet website. We maintain a record of the name and contact telephone number for consumers who do not wish to be called. If you do not wish to receive sales calls from us, you can ask us to place your telephone number on our "Do Not Call" list. In compliance with federal and state laws, we will document your request immediately. Please allow up to 30 days for your telephone number to be removed from any sales programs that are currently underway.
Your request can be in writing or by telephone, and must include at a minimum, your name and telephone number. If you have multiple telephone numbers, tell us all numbers that you want to be included. Any e-mail communication to you confirming receipt of your "Do Not Call" request will not be deemed to have violated this policy.
Our "Do Not Call" records are maintained for at least five (5) years, so those consumers will not be burdened with periodic calls to renew a "Do Not Call" request.
If we solicit prospective customers, we also honor "Do Not Call" requests on behalf of consumers listed on the National Do Not Call Registry maintained by the Federal Trade Commission and various state agency lists. Many state "Do Not Call" regulations permit companies to contact their own customers even though they are on these "Do Not Call" lists. Therefore, if you are a customer, you may be contacted by us even though you are on a state or the national "Do Not Call" list. If you do not want to be contacted by us even though you are a customer, simply follow the steps above to be placed on our "Do Not Call" list and your request will be honored.
Being on our "Do Not Call" list means that you will not receive any sales calls by anybody representing us. We may still contact you, however, for non-solicitation purposes. This could include things like billing and other service-related matters.
Any personnel involved with telemarketing and/or telephone solicitation with us are trained, informed and directed to comply with our "Do Not Call" policy. Consumers must inform us of any changes in name or telephone number if they move or wish to place a new telephone number on our "Do Not Call" list. This policy does not cover independent third parties, who may on their own initiative conduct telemarketing and/or telephone solicitation to solicit consumers for our products or services. If a consumer requests a copy of our "Do Not Call" policy, we will send a copy via U.S. Mail or electronic mail.
We intend to comply with all federal and state "Do Not Call" laws and regulations. If you have any questions or comments regarding our "Do Not Call" policy, you may contact us at:
SASid, Inc. and or InsuranceTPA.com
14 North Parker Dr.
Janesville, WI 53545
Should you have any other questions about our Privacy Policy, please call us at 800-279-2290.